產權完整：若貸款人名下不動產僅持分，須取得其他所有權人同意，否則難以申請。 房屋一胎貸款是購屋時所申辦的貸款，在購買房屋時向銀行申辦貸款用來補足購屋金。 And all the kids during the neighbourhood, even those who are much too young to walk, are carried by their dad an